Illinois Loans You Can Trust

If you’re in need of cash this January, an unsecured personal loan can get money into your account quickly.


The Numbers

The holidays is always an expensive time of the year with plenty of splurging on food and presents, leaving many people with a hefty debt to pay off in the New Year. Clearing the post-Christmas debt can be daunting… This January, ValuePenguin found that:
  • Average American Household Debt: $5,700. Average for balance-carrying households: $9,333
  • Total Outstanding U.S. Consumer Debt: $3.9 trillion. Total revolving debt:$1.03 trillion
  • 41.2% of all households carry some sort of credit card debt.
  • Households with the lowest net worth (zero or negative) hold an average of $10,308 in credit card debt.
  • The Northeast and West Coast hold the highest average credit card debt – both averaging over $8,000.

Unsecured Personal Loans

If you’re in Illinois and planning to take out a loan to cover your debt, opting for an unsecured personal loan could be the way to go. What’s the difference between a secured and unsecured loan? Secured loans are backed by an asset, such as a vehicle or home, which is taken by the lender if you can’t repay the loan. Unsecured personal loans are extended based solely on your ability to repay, as determined by the lender.

Loans Online

Until relatively recently, you needed to go to a local credit union or bank to take out such a loan. However, some people are now turning to online loans (i.e. loans from online lenders) instead. You might be hesitant to submit your personal information online, but the reality is that even offline lenders may take your information and enter it into an online database. (At TLC Loans, we use 256-bit SSL protection and strict levels of security and encryption to keep your information safe.)


Online lenders like Total Loan Company may be able to offer you a personal loan quickly, easily and with good terms: Once approved, you will receive your loan in your bank account on the next business day.

Illinois Loans from TLC Loans

If you live in Illinois and are struggling to make ends meet, a short-term multi-pay loan is the perfect way to respond to unexpected emergencies this January. With no extra fees, you always know what you pay. We have 24/7 customer support on-hand to answer any of your questions and all your data is fully protected.

You’re With A Reliable Company

Our interest rates are competitive and are a significant savings compared to PayDay rates. Don’t just take our word for it, see what our customers are saying:


“Thanks!  And thank you for being super understanding.  Not many people like you around.  Thank you for being awesome.”
Carl G.- Chicago, IL

“Your service is off the chain from beginning to ending and the money came before Monday it’s there now.”
Deb T.- Itasca, IL


Whatever you need your loan for, we’re here to help. Apply here today or call us on (855)222-0209.