When you need a small personal loan, it’s easy to fall into the trap of predatory lenders. But you can find reputable, affordable small loans if you know where to look.
When you borrow money for a house or college, you typically need large loans often exceeding $100,000 or more. But more often than not, you’ll need to borrow a smaller amount of money for home repairs or other much-needed expenses.
Small personal loans can be taken out for just about any need – making a down payment on a car, home improvement, covering a temporary business expense, or debt consolidation. When you find yourself with a less-than-ideal credit score, you may find a personal loan hard to come by. Which is when you could fall victim to a payday loan you’ll live to regret.
What are Small Personal Loans?
Personal loans, small or big, allow you to access a lump sum of cash and then repay it in installments. Small loans are a type of term loan, meaning they have a defined repayment term of a certain number of months or years.
Unlike other loans, personal loans of all amounts offer greater flexibility by letting you choose the loan’s purpose. Many other kinds of loans specify how you can spend the money; Mortgage, auto and student loans can only be used for those purposes, making them inflexible for someone who needs the freedom to use a loan as they see fit.
Many banks won’t consider an auto loan for less than $5,000. If you live in the state of South Carolina and are in need of a small personal loan for $750-$3,000, TLC Loans are here for you. The difference with Total Loan Company is we specialize in helping people seeking a personal loan who are turned away by traditional banks.
Total Loan Company, LLC is a highly rated lender in South Carolina and the TLC team has a long history of working in the consumer finance industry. Most of all we understand the challenges facing our customers and their families. We know there are times where you may need an installment loan to get you through a tough financial time. TLC is here to help!
Where do I Apply?
You can begin the application process electronically by clicking on this link, Apply Now and filling out the information asked. You will need to have the following information available to begin your application:
- Your Social Security Number
- Your address and phone number
- Income information
- Banking information
There are no charges for beginning your application on-line, and you are under no obligation to accept the offer presented to you! We will work quickly to verify key details and process your loan. Your loan can be approved the same day if we have all your information. As soon as your loan is approved, we’ll send a request to your bank to deposit your funds. We always aim for fast loan funding typically by the next business day.
So if you live in South Carolina, Utah, Illinois or Missouri, contact us today – Our customer support team is always ready to assist you.